Why Speed Maths Matters

In competitive exams like SSC CGL, TSPSC Groups and Banking exams, you have less than 60 seconds per question on average. A student who can mentally calculate 45% of 360 in 5 seconds has a massive advantage over one who takes 30 seconds with pen-and-paper method.

Speed Maths — especially Vedic Mathematics techniques — can noticeably reduce your calculation time, because many multi-step calculations collapse into one mental step. Learning these tricks is one of the highest-return investments in your exam preparation, provided you practise them until they become automatic.

⚡ Simple maths of time: SSC CGL Tier-1 gives 60 minutes for 100 questions, i.e. 3600 s ÷ 100 = 36 seconds per question. Every second you save on calculation can be spent on questions that genuinely need thinking.

Trick 1: Multiplication by 11

✕ Multiply Any 2-Digit Number by 11

Rule: Add the two digits and place the sum in the middle.

AB × 11 = A (A+B) B

Example: 53 × 11 → 5 + 3 = 8 → Answer: 583

Example: 47 × 11 → 4 + 7 = 11 → write 1, carry 1 → Answer: 517

Practice this until it takes less than 3 seconds!

Trick 2: Squares of Numbers Ending in 5

² Square Any Number Ending in 5

Rule: Multiply the first digit by (first digit + 1), then write 25 at the end.

N5² = N×(N+1) followed by 25

35² = 3 × 4 = 12 → Answer: 1225

75² = 7 × 8 = 56 → Answer: 5625

95² = 9 × 10 = 90 → Answer: 9025

Trick 3: Fast Percentage Calculation

% Calculate Percentages in Seconds

Key principle: X% of Y = Y% of X

8% of 50 = 50% of 8 = 4

Use this when one percentage is easier to calculate than the other.

More shortcuts:

  • 10% = divide by 10
  • 5% = half of 10%
  • 1% = divide by 100
  • 15% = 10% + 5%
  • 25% = divide by 4
  • 33.33% ≈ divide by 3

Trick 4: Multiplication Near 100

✕ Multiply Numbers Close to 100
96 × 97 = ?

Step 1: Difference from 100: 96→ -4, 97→ -3

Step 2: Left part: 96 - 3 = 93 (or 97 - 4 = 93)

Step 3: Right part: (-4) × (-3) = 12

Answer: 9312

103 × 104 = ?

Difference: +3 and +4. Left: 103+4 = 107. Right: 3×4 = 12. Answer: 10712

Trick 5: Divisibility Rules

Divisible byRuleExample
2Last digit is even348 ✓
3Sum of digits divisible by 3123: 1+2+3=6 ✓
4Last 2 digits divisible by 41324: 24÷4=6 ✓
5Last digit is 0 or 5375 ✓
6Divisible by both 2 and 3132 ✓
8Last 3 digits divisible by 81000 ✓
9Sum of digits divisible by 9729: 7+2+9=18 ✓
11(Sum of digits at odd places) − (Sum of digits at even places) = 0 or a multiple of 112728: (2+2) − (7+8) = −11 ✓ (2728 = 11 × 248)

Trick 6: Approximation for Large Calculations

≈ Quick Approximation Method

Most competitive exam questions allow approximation to ±1%. Round numbers smartly.

√(3969) ≈ ?

63² = 3969 exactly. Know squares up to 30 by heart: 16²=256, 17²=289, 18²=324...

Must memorize: Squares 1–30, Cubes 1–15, Square roots of perfect squares up to 400.

Trick 7: Ratio and Proportion Shortcuts

÷ Quick Ratio Calculations

To find a value when ratios are given:

If A:B = 3:5 and A+B = 80, find A and B

Total parts = 3+5 = 8. Value of 1 part = 80÷8 = 10. A = 3×10 = 30, B = 5×10 = 50.

This approach works for any ratio problem and takes under 15 seconds.

Trick 8: Compound Interest Shortcut

💰 CI for 2 Years Made Easy
CI for 2 years = P × r/100 × (2 + r/100)

Or simply: CI = SI + (SI × r / 200)

Example: P=1000, r=10%, 2 years

SI = 200. Extra = 200×10/200 = 10. CI = 210

Once practised, this is quicker than substituting into the full compound-interest formula. It works only for 2 years.

Trick 9: Multiply by 5, 25, 125, 9 and 99

✕ Turn hard multiplications into easy ones
×5 = ×10 ÷ 2  |  ×25 = ×100 ÷ 4  |  ×125 = ×1000 ÷ 8

68 × 5 = 680 ÷ 2 = 340

44 × 25 = 4400 ÷ 4 = 1100

48 × 125 = 48000 ÷ 8 = 6000

×9 = ×10 − n  |  ×99 = ×100 − n

37 × 9 = 370 − 37 = 333

46 × 99 = 4600 − 46 = 4554

Trick 10: Squares of Any Number — the (a+b)(a−b) Method

² Move the number to the nearest multiple of 10
n² = (n + d)(n − d) + d²

43²: d = 3 → (46 × 40) + 9 = 1840 + 9 = 1849

68²: d = 2 → (70 × 66) + 4 = 4620 + 4 = 4624

The idea comes from the identity (a+b)(a−b) = a² − b². Choose d so that one of the two factors ends in zero.

Trick 11: Successive Percentage Changes

% Two changes of x% and y% in a row
Net change = x + y + (x·y)/100  (use − sign for a decrease)

Price rises 20%, then falls 10%: 20 − 10 + (20 × −10)/100 = 10 − 2 = +8%

Two discounts of 20% and 25%: −20 − 25 + (20 × 25)/100 = −45 + 5 = −40%, so the net discount is 40%.

Check with multipliers: 1.20 × 0.90 = 1.08 and 0.80 × 0.75 = 0.60 — the same answers.

Trick 12: Time, Speed, Work and Profit Formulas

⏱ Four formulas that save a full minute each

Average speed for equal distances: 2xy / (x + y). For 30 km/h and 20 km/h: 2 × 30 × 20 / 50 = 24 km/h (not 25!).

Two people working together: (A × B) / (A + B) days. A = 10 days, B = 15 days → 150 / 25 = 6 days.

Same selling price, x% profit on one item and x% loss on the other: overall loss = x²/100 %. For x = 10 → 1% loss.

Boat and stream: downstream speed = boat + stream; upstream = boat − stream; boat speed = (down + up)/2.

Trick 13: Unit-Digit Cycles

🔁 Powers repeat their last digit
Base ends inCycle of last digit
22, 4, 8, 6
33, 9, 7, 1
77, 9, 3, 1
88, 4, 2, 6
0, 1, 5, 6Always the same digit

Unit digit of 7²³: the cycle length is 4 and 23 ÷ 4 leaves remainder 3, so take the 3rd digit of the cycle: 3 (check: 7³ = 343).

Which Trick Helps in Which Exam Topic?

Exam topicUse these tricks
Simplification / ApproximationTricks 1, 2, 4, 9, 10 and the fraction–percentage table
Percentage, Profit & Loss, DiscountTricks 3, 11, 12
Time & Work, Time & Distance, BoatsTrick 12, Trick 7
InterestTrick 8
Number SystemDivisibility rules, Trick 13

Memory Tables You Must Know

Fraction-Percentage Equivalents

FractionPercentageFractionPercentage
1/250%1/714.28%
1/333.33%1/812.5%
1/425%1/911.11%
1/520%1/119.09%
1/616.67%1/128.33%

Daily Practice Plan for Speed Maths

  1. Warm-up (10 min): Mental multiplication of 2-digit numbers × single digit — do 20 problems daily
  2. Percentage practice (10 min): Calculate X% of Y for random values without a calculator
  3. Series completion (10 min): Number series — identify patterns quickly
  4. DI practice (20 min): Solve one full Data Interpretation set with a timer
  5. Mock test (30 min): Full Quantitative Aptitude section mock test with strict time limit

🎯 Goal: Practise daily for 30 days and track your own numbers: time taken for 20 mental problems on day 1 versus day 30, and your Quantitative Aptitude accuracy in mock tests. Your own trend tells you whether the routine works.

Practice Set — Try Before You Look at the Answers

Set a timer for 5 minutes and solve these nine questions mentally. Answers are listed below.

  1. 87 × 11
  2. 65²
  3. 98 × 97
  4. 36 × 25
  5. 15% of 240
  6. 24 × 99
  7. Net effect of two successive discounts of 20% and 25%
  8. Unit digit of 3⁴⁵
  9. Average speed if a person travels equal distances at 30 km/h and 20 km/h

Answers: 1) 957   2) 4225   3) 9506   4) 900   5) 36   6) 2376   7) 40% net discount   8) 3   9) 24 km/h

Common Mistakes While Using Shortcuts

  1. Learning many tricks, mastering none. Pick 5–6 tricks that match your weak topics and practise them daily instead of skimming 30.
  2. Using a trick where it does not apply. The "near 100" method needs both numbers close to 100; the "×11" method is for a single multiplier 11. Check the condition first.
  3. Skipping the tables. Tricks assume you know squares, cubes and basic tables instantly. Without them the shortcuts feel slow.
  4. Not checking the answer. Estimate the answer's size first (for example 96 × 97 must be a little under 10,000) so a slip in the last step is caught.
  5. Never practising under a timer. A trick is useful only if it is faster than your normal method at exam pressure. Test it in a mock test, not only on paper.

తెలుగులో సారాంశం (Summary in Telugu)

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